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I'm Griffin — Team Lead at Bolt Home Loans. I write every loan type, with a specialty in Jumbo and Investment / DSCR financing. Fast approvals, straight answers, and a team that fights for tough files.
VA loans are surging in 2025.
VA loan volume jumped 45% year-over-year in the first half of fiscal 2025, and the program surged 27% overall — the strongest rebound in years. Younger veterans, especially Gen Z and millennials, are leading the charge.
- 0% down for eligible veterans and active-duty service members
- No monthly mortgage insurance
- Competitive rates and flexible credit guidelines
Every loan type — and I go deep on Jumbo & Investment.
Hover any card — or tap on mobile — to see what's possible.
Specialty · JumboJumbo Loans
Jumbo Loans
High-balance and jumbo financing for premium properties, second homes, and luxury purchases — up to $3M+.
- Loans well above conforming limits
- 10–20% down jumbo options
- Aggressive rates on strong files
Specialty · DSCRInvestment / DSCR
Investment / DSCR
Build your rental portfolio with DSCR loans qualified on the property's cash flow — not your tax returns.
- Qualify on rental income
- Unlimited financed properties
- LLC and entity vesting welcome
Pre-approval in 24 hrsPurchase Loans
Purchase Loans
From pre-approval to keys in hand. I move fast, communicate clearly, and protect your closing date.
- Same-day callbacks
- Locked rates with float-down
- On-time close mindset
Rate & term · Cash-outRefinance & Cash-Out
Refinance & Cash-Out
Lower your rate, shorten your term, or pull equity to reinvest. I'll model the breakeven before you commit.
- Free breakeven analysis
- Tap equity for renovations or investing
- Honest math — no pressure
VA · FHA · USDAGovernment Loans
Government Loans
VA, FHA, and USDA programs with low down payments, flexible credit, and competitive rates.
- As little as 0% down (VA/USDA)
- Credit scores from 580
- Guideline experts on the team
Self-employed friendlyNon-QM Lending
Non-QM Lending
Bank statement, asset-based, and ITIN loans for self-employed borrowers and complex profiles.
- No tax returns required
- 12 & 24 month bank statement
- Closings in as little as 21 days
Team Lead. Loan nerd. Plain-English closer.
I run a team at Bolt Home Loans built around one idea: move fast and tell you the truth. Whether you're buying your first home, refinancing, or scaling a rental portfolio, you'll get the same thing — real math, quick answers, and a loan officer who actually picks up.
My specialties are Jumbo and Investment / DSCR loans — the files most brokers avoid. But I write every loan type: Conventional, VA, FHA, USDA, Non-QM, Bank Statement, and cash-out refis.
Four steps. No mystery.
Text, call, or email. I'll ask about your goal — buy, refi, or invest — and lay out the paths that fit.
Fast, real numbers. We pull credit, review income and assets, and get you a lender letter — usually within 24 hours.
Send me offers before you submit. I'll re-run the math and make sure the deal actually pencils.
Locked rate, clean file, on-time close. I stay on it from application to keys — and long after.
Payment calculator.
Ballpark your principal & interest. Real numbers include taxes, insurance, and any MI — call me and I'll build a full quote.
What clients say.
"Griffin closed a DSCR on a duplex two other brokers said couldn't be done. Straight shooter, fast responses. He's my guy now."
"Bought a home well above conforming and he made the jumbo piece feel simple. Got us a great rate and closed on time."
"Explained everything in plain English. Answered texts on a Sunday. Would 100% recommend Griffin to any buyer."
Ready to run the numbers?
Call, text, or email — I answer fast. Even faster on weekdays before 6pm.